Sell4

Nu Holdings Ltd.

Total Value

$375.4K

Net $375.4K sold

Filing Date

Oct 7, 2026

1 transaction

Sales

$375.4K

1 transaction

Trade Summary

On Oct 5, 2026, Junqueira Cristina Helena Zingaretti, US CEO and Chief Growth Offcr, sold $375.4K of Nu Holdings Ltd. (NU) across 1 transaction. The filing covers Class A ordinary shares ("Class A Shares") and reflects net selling of $375.4K. Reported prices ranged from $15.01. Insider transactions are sourced from SEC Form 4 disclosures and should be reviewed alongside company fundamentals and the insider's broader trading history.

Price at the Time of the Trade

NU daily price with the insider's sale marked at $15.01.

Sold in the upper half of the 6-month range · the stock trades 4% higher today.

Price data is delayed and provided for context only — not investment advice.

Insider Information

Name: Junqueira Cristina Helena Zingaretti
Role: US CEO and Chief Growth Offcr

Filing Details

Filing Date: Oct 7, 2026
Transaction Date: Oct 5, 2026
Accession Number: 0000950103-26-015323
Form Type: 4
Net Trading Amount: -$375.4K

Non-Derivative Transactions

Date	Security	Shares	Price	Type	Value
Oct 5, 2026	Class A ordinary shares ("Class A Shares")	25,000	$15.01	Sale	$375.4K

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Footnotes

(F1)The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 27, 2026.
(F2)Figure includes 1,224,046 Class A Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the applicable vesting date.
(F3)The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Junqueira Cristina Helena Zingaretti

(Last)

(First)

(Middle)

RUA CAPOTE VALENTE, 39, PINHEIROS

(Street)

SAO PAULO

05409001

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
Nu Holdings Ltd. [ NU ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	US CEO and Chief Growth Offcr

3. Date of Earliest Transaction (Month/Day/Year)
10/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A ordinary shares ("Class A Shares")	10/05/2026		S⁽¹⁾		25,000	D	$15.0145	4,877,593	I	By Family Trust⁽³⁾
Class A Shares								2,542,083⁽²⁾	D
Class A Shares								4,902,593	I	By Family Trust⁽³⁾
Class A Shares								2,312,338	I	By Family Trust⁽³⁾
Class A Shares								490,899	I	By Family Trust⁽³⁾
Class A Shares								1,539,000	I	By Estate Planning Vehicle⁽³⁾

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 27, 2026.

2. Figure includes 1,224,046 Class A Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Share. These RSUs are subject to the Reporting Person's continued service through the applicable vesting date.

3. The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.

	/s/ Beatriz Outeiro, attorney-in-fact for Cristina Junqueira	10/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Form 4 as rendered by the SEC from accession 0000950103-26-015323.

Nu Holdings Ltd.

Trade Summary

Price at the Time of the Trade

Company Information

Insider Information

Filing Details

Non-Derivative Transactions

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Footnotes

SEC Form 4

SEC Filing

SEC Form 4

Price at the Time of the Trade