Klarna Group plc

Filing Date

Mar 18, 2026

Transaction Date

Mar 18, 2026

Accession Number

0002099111-26-000001

Form Type

3

Footnotes

1. (F1)In addition to the ordinary shares reported in this Form 3, the reporting person beneficially owns a number of the Klarna Group plcs (the Issuer) Class B shares. Each Class B share is entitled to 10 votes per share. Class B shares are not transferable and are not exchangeable for or convertible into ordinary shares.
2. (F2)Represents 4,132 restricted stock units in Larkan AB (Larkan), an indirect subsidiary of Klarna Group plc (the Issuer). Once shares of Larkan are delivered in settlement of the restricted stock units, approximately four shares of Larkan are convertible into one Klarna Group plc ordinary share (Shares). Restricted Stock Units in Larkan vest quarterly, at a total vesting of 25% of the initial grant per year.
3. (F3)Represents warrants to acquire 69,473 shares of Larkan IV AB, a direct subsidiary of the Issuer. Each underlying share of Larkan IV AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 833,676 Shares being subject to the warrant, that is vesting annually by 20% for a period of four years with an additional 20% vesting on August 27, 2027.
4. (F4)Represents warrants to acquire 73,291 shares of Larkan V AB, a direct subsidiary of the Issuer. Each underlying share of Larkan V AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 879,492 Shares being subject to the warrant, that is vesting annually by 20% for a period of four years with an additional 20% vesting on August 27, 2027.
5. (F5)Represents warrants to acquire 1,933 shares of Larkan X AB, a direct subsidiary of the Issuer. Each underlying share of Larkan X AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 23,196 Shares being subject to the warrant, that is vesting annually in equal installments.
6. (F6)Represents warrants to acquire 10,424 shares of Larkan X AB, a direct subsidiary of the Issuer. Each underlying share of Larkan X AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 125,088 Shares being subject to the warrant, that is vesting annually in equal instalments.
7. (F7)Represents an option to acquire Shares that vest in four equal annual instalments beginning on the first anniversary of the grant date.
8. (F8)This is in SEK.