Klarna Group plc

Filing Date

Mar 18, 2026

Transaction Date

Mar 18, 2026

Accession Number

0002115537-26-000001

Form Type

3

Footnotes

1. (F1)In addition to the ordinary shares reported in this Form 3, the reporting person beneficially owns a number of Klarna Group plcs (the Issuer) Class B shares. Each Class B share is entitled to 10 votes per share. Class B shares are not transferable and are not exchangeable for or convertible into ordinary shares. Following certain transfers of interests in ordinary shares by holders of Class B shares or their affiliates, an equivalent number of Class B shares will automatically convert into deferred shares, which have no voting rights, are non-transferable and have no economic value. In addition, the Class B shares automatically convert into deferred shares in certain other circumstances as specified in the Issuer's organizational documents.
2. (F2)Represents 93,545 restricted stock units in Larkan AB (Larkan), an indirect subsidiary of Klarna Group plc (the Issuer). Once shares of Larkan are delivered in settlement of the restricted stock units, approximately four shares of Larkan are convertible into one Klarna Group plc ordinary share (Shares). Restricted Stock Units in Larkan vest quarterly, at a total vesting of 25% of the initial grant per year.
3. (F3)Represents warrants to acquire 1,947 shares of Larkan III AB, a direct subsidiary of the Issuer. Each underlying share of Larkan III AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 23,364 Shares being subject to the warrant, that is vesting annually in equal installments.
4. (F4)Represents warrants to acquire 21,786 shares of Larkan IV AB, a direct subsidiary of the Issuer. Each underlying share of Larkan IV AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 261,432 Shares being subject to the warrant, that is vesting annually by 20% for a period of four years with an additional 20% vesting on September 1st, 2027.
5. (F5)Represents warrants to acquire 2,277 shares of Larkan IV AB, a direct subsidiary of the Issuer. Each underlying share of Larkan IV AB is convertible into approximately twelve Shares based on a formula set forth in the applicable award agreement, resulting in 27,324 Shares being subject to the warrant, that is vesting annually by 20% for a period of four years with an additional 20% vesting on September 1, 2027.
6. (F6)Klarna Group plc Restricted Stock Units vest in four equal annual installments starting from the first anniversary of the grant date and upon vesting are settled into Klarna Group plc ordinary shares.
7. (F7)This is in SEK.