Exercise4

CONSUMER PORTFOLIO SERVICES, INC.

Total Value

$53.0K

Filing Date

Aug 5, 2026

1 transactions

Trade Summary

On Aug 3, 2026, Reynoso Lisette, Sr. Vice President, reported $53.0K of CONSUMER PORTFOLIO SERVICES, INC. (CPSS) across 1 transactions. The filing covers Common Stock, no par value and reflects balanced net activity of $0. Reported prices ranged from $3.53 to $9.60. Insider transactions are sourced from SEC Form 4 disclosures and should be reviewed alongside company fundamentals and the insider's broader trading history.

Insider Information

Name: Reynoso Lisette
Role: Sr. Vice President
Location: IRVINE, CA

Filing Details

Filing Date: Aug 5, 2026
Transaction Date: Aug 3, 2026
Accession Number: 0001683168-26-006010
Form Type: 4

Non-Derivative Transactions

Date	Security	Shares	Price	Type	Value
Aug 3, 2026	Common Stock, no par value	5,000	$3.53	Exercise	$17.6K
Aug 3, 2026	Common Stock, no par value	1,839	$9.60	Tax Withholding	$17.7K

Derivative Transactions

Date	Security	Shares	Exercise Price	Type	Value
Aug 3, 2026	CPSS derivative	5,000	$3.53	Exercise	$17.6K

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Footnotes

(F1)Represents a "net exercise" of outstanding stock options. The reporting person received 3,161 shares of common stock on net exercise of option to purchase 5,000 shares of common stock. The reporting person forfeited 1,839 shares of common stock underlying the option in payment of the exercise price and tax liability, using the closing stock price on August 3, 2026 of $9.60 per share.
(F2)Original grant of 20,000 options became exercisable in 4 equal installments on 8/8/2020, 8/8/2021, 8/8/2022, and 8/8/2023.
(F3)Issued in consideration of the named person's services to the issuer.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reynoso Lisette

(Last)

(First)

(Middle)

19500 JAMBOREE RD

STE 600

(Street)

IRVINE

92610

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
CONSUMER PORTFOLIO SERVICES, INC. [ CPSS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Sr. Vice President

3. Date of Earliest Transaction (Month/Day/Year)
08/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock, no par value	08/03/2026		M		5,000	A	$3.53	7,636	D
Common Stock, no par value	08/03/2026		F⁽¹⁾		1,839	D	$9.6	5,797	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Option (right to buy)	$3.53	08/03/2026		M			5,000	⁽²⁾	08/08/2026	Common Stock	5,000	⁽³⁾	0	D

Explanation of Responses:

1. Represents a "net exercise" of outstanding stock options. The reporting person received 3,161 shares of common stock on net exercise of option to purchase 5,000 shares of common stock. The reporting person forfeited 1,839 shares of common stock underlying the option in payment of the exercise price and tax liability, using the closing stock price on August 3, 2026 of $9.60 per share.

2. Original grant of 20,000 options became exercisable in 4 equal installments on 8/8/2020, 8/8/2021, 8/8/2022, and 8/8/2023.

3. Issued in consideration of the named person's services to the issuer.

	/s/ Lisette Reynoso	08/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Form 4 as rendered by the SEC from accession 0001683168-26-006010.

CONSUMER PORTFOLIO SERVICES, INC.

Trade Summary

Company Information

Insider Information

Filing Details

Non-Derivative Transactions

Derivative Transactions

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Footnotes

SEC Form 4

SEC Filing

SEC Form 4